FACTS WHAT DOES FARMERS AND DROVERS BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your
personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
Social Security number and Income
Payment history and Credit History
Credit Scores and Overdraft History
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers personal information to run their everyday business. In the sec-
tion below, we list the reasons financial companies can share their customers' personal information; the reasons
Farmers and Drovers Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Farmers & Drovers Can you limit
Bank share? this sharing?
For our everyday business purposes -- Yes No
such as to process your transactions, maintain your account(s), respond
to court orders and legal investigations, or report to credit bureaus
For our marketing purposes -- Yes No
to offer our products and services to you
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes -- No We don't share
information about your transactions and experiences
For our affiliates' everyday business purposes -- No We don't share
information about your creditworthiness
For nonaffiliates to market to you
No We don't share
Call 620-767-5138 or go to farmersanddrovers.com
What we do
How does Farmers & Drovers Bank To protect your personal information from unauthorized access and use, we use
protect my personal information? security measures that comply with federal law. These measures include
computer safeguards and secured files and buildings. We restrict access to
nonpublic personal information about you to those employees who need to
know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal
standards to guard your nonpublic personal information
How does Farmers & Drovers Bank We collect your personal information, for example, when you
collect my personal information? Open an account or Deposit money
Pay your bills or Apply for a loan
Use your credit or debit card
We also collect your personal information from others, such as credit bureaus,
affiliates or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes -- information
about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
sharing.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Farmers & Drovers Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial
companies. Farmers & Drovers Bank does not share with nonaffiliates so they can market to you .
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products
or services to you. Farmers & Drovers Bank doesn't jointly market .Jul-16
Definitions
Questions ?
State laws and individual companies may give you additional rights to limit
